Umbrella Insurance

Umbrella CoverageDo you have an umbrella insurance policy? If not, you probably should. An umbrella insurance policy is an affordable way to increase your liability coverage. Liability coverage protects you from the losses you could face by being sued. Usually liability coverage pays from the defense costs and judgement levied against you due to damages you cause to others. Unfortunately we live in a world where the number of lawsuits are steadily increasing, and the judgement are increasing. This creates the need for umbrella policies.

An umbrella insurance policy is liability coverage that sits over the top of your other policies. Your other policies are called underlying policies, and your umbrella policy will have a minimum requirement of what your underlying policies will be. In many cases this might be $300,000 in liability on your Auto, Homeowners, and other policies. If you are sued and the judgement exceeds the limit on your auto, homeowners, or other policy then the umbrella policy would pick up where the other policy left off.

What's the alternative? Well if your insurance policy limits are exhausted, then they start to look at what assets you have. What kind real estate do you own, what does your bank account look like, what other assets, a boat, and RV, a second home or cabin. Imagine those things disappearing in a lawsuit. That is the reality of a lawsuit without an umbrella. Its easy to get, its affordable, its great coverage! Still not sure, that's okay, ask us.

Gila Insurance Group LLC

805 W Court St. S
Safford, AZ 85546

Toll Free - (877) 784-6787
Local - (928) 428-6440
Fax - (888) 634-6384

About Gila Insurance Group

Customers choose Gila Insurance Group LLC as their insurance agent because they like being able to fill out one application online and then getting multiple quote from highly rated insurance companies. They like the friendly staff that takes the time to help them understand what they are purchasing. They like that the staff is trying to get the best coverage for them at an affordable price, and they LOVE that once they are customers Gila Insurance Group monitors their rates. If rates start to get out of hand they love that they have someone looking out for them to see if they can find a better option!

While Gila Insurance Group LLC serves Safford, Thatcher, Pima and all of Southern Arizona, they are also licensed in 32 states and serve clients from all over Arizona, California and this great Nation. Gila offers a variety of products including auto insurance, homeowners insurance, RV insurance, and business insurance. However, Gila has several specialties which include insuring investment properties such as rental properties, and fix and flip projects and Manufactured and Mobile homes.