(877) 784-6787
(928) 428-6440

Coverage B Other Structures

If CCoverage B Other Structuresoverage A provides insurance coverage for the dwelling and things that are attached to the dwelling, "Coverage B Other Structures" provides insurance coverage for all structures that aren't connected to the dwelling. In this case "structures" is a complicated way of saying anything that is constructed.  For example, a detached garage (remember an attached garage would be coverage A), fences, storage buildings like sheds and greenhouses, in ground pools, barns, sports courts, gazebos, walkways, and driveways.

Usually the limit of coverage A will be defaulted to 10% of the value of the home, although more can be purchased. This limit is a "blanket" meaning you will have one limit for all your other structures, be sure you are purchasing enough to cover your needs. For example if you have a nice 2 car garage, pool, or mother-in-law quarters you probably don't have enough coverage.

Coverage B Other Structures will have the same coverage form and loss settlement as Coverage A Dwelling. Again, the special form is always the best form. Replacement cost is always better, but you need to get the proper limits for it to work best. Also, it is important to note that if you intend to rent out an other structure such as a pool house, mother-in-law quarters or something similar or use it for business, coverage can change. If you have a situation like this explain this to your agent to ensure you get proper coverage.

 

 

Gila Insurance Group LLC

805 W Court St. S
Safford, AZ 85546

Toll Free - (877) 784-6787
Local - (928) 428-6440
Fax - (888) 634-6384


About Gila Insurance Group

Customers choose Gila Insurance Group LLC as their insurance agent because they like being able to fill out one application online and then getting multiple quote from highly rated companies. They like the friendly staff that takes the time to help them understand what they are purchasing. They like that the staff is trying to get the best coverage for them at an affordable price, and they LOVE that once they are customers Gila Insurance Group monitors their rates. If rates start to get out of hand they love that they have someone looking out for them to see if they can find a better option!

While Gila Insurance Group LLC serves Safford, Thatcher, Pima and all of Southern Arizona, they are also licensed in 32 states and serve clients from all over Arizona, California and this great Nation. Gila offers a variety of products including auto, home, RV, and business insurance. However, Gila has several specialties which include insuring investment properties such as rental properties, and fix and flip projects and Manufactured and Mobile homes.