Entries by Tosten

Five Things To Consider This Winter That Can Impact Your Insurance

Avoiding Frozen Pipes When the temperatures drop in the winter, there is a possibility that your water pipes could freeze. Since water expands when it freezes, there is a chance that a pipe could burst, which could cause major damage to your home. To avoid this from happening, install frost-proof hose bibs, find and wrap […]

Three Home Insurance Topics To Discuss With Your Independent Agent

Owning a home is a great way to build wealth and give your family a place to build memories. Insuring your home correctly is important to protect your investment and your family’s well-being. Today we will go over three things to discuss with your insurance agent regarding your home insurance policy. You remodeled. A new […]

Insurance Advertising Trends

When did commercials become interesting and funny? Watching TV has become more about how entertaining the commercials are versus the sports we happen to be watching, like a big football game. Advertising is big business and insurance advertising represents one of the biggest spenders. In fact, the three largest insurance companies spent a combined 1.62 […]

Active Deer Season & How to Lower Your Risk for a Collision

Did you know that there is an increased chance of hitting a deer from October to December? Yes, this is considered deer season so it’s important to keep an extra eye out for deer this time of year. Being informed is key to staying safe on the road. We’ll go over a few things to […]

Best Place To Find An Insurance Policy

It isn’t uncommon for people to type into a Google search bar, “best place to find car insurance” or “best insurance rate.” There are many ways to purchase an insurance policy but there are countless benefits of buying from an independent agent. As an independent insurance agency, we want to explain why buying your insurance […]

What You Need To Know About Classic Car Insurance

If you are the lucky owner of a classic car, you can appreciate the uniqueness of the vehicle as well as cherish the nostalgia of owning it. Classic car owners invest in classics for countless reasons. Some, purely because they like older cars versus new ones, others because they want it as an investment.  Regardless […]

How to Lower Your Risk for Summer Insurance Claims

With summer in full swing and some modified socially distant outdoor fun happening, we thought it would be a great time to discuss some common insurance claims that can occur during the summer months and how to protect yourself. Home Break In While many families are choosing to stay home this summer versus traveling, some […]

Is Earthquake Insurance Required? Learn About The Coverage.

We have all heard of earthquake insurance, but is it required to purchase if you own a home, condo or investment property? The answer is no. However, it is important to keep in mind that your standard home, condo or investment property insurance policy would not be cover you in the event your home was […]