Entries by Tosten

Choosing the Right Insurance Company

How do I choose the right insurance company when there are so many to choose from? With such a large selection to choose from, it can be hard to know which insurance company is right for you. Many people revert to shopping based solely on price or they rely on recommendations from friends and family to […]

What insurance do I need for my boat?

What type of insurance do I need for my boat?  When it comes to insuring your boat, it can be hard to know where to start. Most new boat owners start by wondering how much coverage will be provided by an existing home insurance policy.  But it’s often best to separate your boat insurance from […]

April is Distracted Driving Awareness Month

It is Distracted Driving Awareness Month April is Distracted Driving Awareness Month. According to National Highway Traffic Safety Administration, 3,142 lives were lost from distracted driving accidents. This increased 10% from 2018. What is considered distracted driving? Any time you cannot have 100% full attention to driving your vehicle is considered distracted driving. Behaviors can […]

Tips on Creating The Ultimate Road Trip

During the pandemic, many individuals may not feel comfortable getting on an airplane. However, many still want to travel. Perhaps a road trip can be the answer. Road trips allow you to see what is between your home and destination, something that hopping on a plane doesn’t, but it is essential to have the best […]

Learn How Pay Per Mile Coverage is Calculated

The auto insurance industry landscape is changing as more companies embrace emerging technology. No longer are auto insurance rates based solely on your age, marital status, where you live, or the number of violations that you have. Instead, some companies are also basing their rating structures on how you drive, when you drive, and even where […]

Do I Need to Insure My Jewelry?

Jewelry is often one of the most valuable belongings in your home and, for this reason, it’s something you may want to consider insuring. Most pieces of jewelry can be fragile, easily lost, and they are among the first items stolen during burglaries. But most people still fail to insure expensive pieces of jewelry with high […]

Looking to get organized this year? We share some easy tips!

It’s the New Year and like many people this time of year, resolutions are being made. If you are looking to be tidier or organized in 2021, we have some tips for you! Create your checklist First off, what areas of your home need to be more organized? Do you finally want tackle your junk […]

Five Things To Consider This Winter That Can Impact Your Insurance

Avoiding Frozen Pipes When the temperatures drop in the winter, there is a possibility that your water pipes could freeze. Since water expands when it freezes, there is a chance that a pipe could burst, which could cause major damage to your home. To avoid this from happening, install frost-proof hose bibs, find and wrap […]

Three Home Insurance Topics To Discuss With Your Independent Agent

Owning a home is a great way to build wealth and give your family a place to build memories. Insuring your home correctly is important to protect your investment and your family’s well-being. Today we will go over three things to discuss with your insurance agent regarding your home insurance policy. You remodeled. A new […]

Insurance Advertising Trends

When did commercials become interesting and funny? Watching TV has become more about how entertaining the commercials are versus the sports we happen to be watching, like a big football game. Advertising is big business and insurance advertising represents one of the biggest spenders. In fact, the three largest insurance companies spent a combined 1.62 […]